INBusiness Checking
Every business has different needs. INSOUTH Bank has products and services to support you at every step.
Basic Checking
Starting Up or Scaling Down
- No monthly maintenance fee if you maintain a minimum balance of $500.00
- For balances below $500.00, the monthly fee is $10.00
- 50 deposit or debit items per month FREE, $0.25 per item over 50
- FREE Internet Banking with FREE Bill Pay
- Monthly statement with check imaging
Plus Checking
When a company is poised for growth, our Plus Checking Plan offers the right boost.
- No maintenance fee if you maintain $2,000.00 minimum OR $10,000.00 average balance
- Monthly fee of $15.00 if balances are not maintained200 items per month FREE, $0.25 per item over 200
- FREE Internet Banking with FREE Bill Pay
- Monthly statement with check imaging
- FREE INBusiness Investor Account
- FREE Business VISA® Check Card
- FREE Business VISA® credit card (upon approval)
- INReserve Line of Credit with annual fee waived (upon credit approval)
- One FREE personal regular checking account and personal VISA® Business credit card (upon approval)
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Advantage Checking
Getting bigger? Our Advantage Checking gives you the tools to manage success.
- No maintenance fee if you maintain $10,000.00 minimum OR $25,000.00 average balance
- Monthly fee of $20.00 if balances are not maintained
- 400 items per month FREE, $0.25 per item over 400
- FREE Internet Banking with FREE Bill Pay
- Monthly statement with check imaging
- FREE INBusiness Investor Account
- FREE Business VISA® Check Card
- FREE Business VISA® credit card (upon approval)
- INReserve Line of Credit with annual fee waived (upon credit approval)
- An additional FREE regular checking account and VISA® Business credit card (upon approval)
- FREE Electronic Bill Payment Service through INSOUTH Online
- FREE monthly statement on CD ROM
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Commercial Checking
This plan meets the special needs of thriving businesses.
- Unlimited transaction levels
- An earnings credit on your balances may offset some or all of the activity fee
- Monthly service charges are calculated based on the volume and type of activity on the account
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Non-Profits
Available to qualifying nonprofit organizations, schools, churches and civic organizations
- No minimum balance and no monthly maintenance fee
- 250 items per month FREE, $0.25 per item over 250
- FREE Internet Banking with FREE Bill Pay
- Monthly statement with check imaging
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Interest Checking +
When it's in your interest to grow interest.
- Available to sole proprietorships and non-profits
- Maintain $1,000.00 minimum to avoid a monthly maintenance fee of $10.00
- Earn interest on balances of $1,000.00 and up, interest compounded daily
- Unlimited transactions
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Investor Account
Where Money Makes Money. Where business earnings earn more.
- Earn money market rates on collected balances, with higher rates paid on higher balance tiers
- Maintain a minimum balance of $2,500.00 to avoid a monthly maintenance fee of $10.00
- Withdrawals are limited to six (6) per month, three (3) of which can be checks; $10.00 per withdrawal over six; unlimited in-person transactions at any INSOUTH branch are permitted
- Interest compounded daily and credited monthly
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